Product

Our Product

Our product can most simply be described as SELF INSURANCE.

We enable our clients to build up their own contingency fund as a method of protection against unforeseen risks. This fund is not used to subsidise any other third party risk and can thus be managed in such a manner that it becomes a deemed asset on the balance sheet of the contract owner.

The aim of the product is to build up the self insurance fund to such a level that the owner becomes less dependant on costly conventional insurance where premiums are lost if no claims are ever submitted against the policy.

We therefore believe that we truly empower the business owner to enjoy access to a fund that otherwise would have been lost. The reward for better risks management is the potential refund of all the premiums paid into the self insurance account.